Condo/Townhouse Insurance

Owning a condo or townhouse presents unique insurance challenges. At Local Insurance Finders, we specialize in providing tailored insurance solutions that fill the gaps left by your association’s master policy.
Understanding Your Coverage Needs
- Association’s Master Policy
- Bare Walls-In: Covers only the building structure and common areas.
- All-In: Includes coverage for original fixtures inside your unit.
- Your Individual Policy Should Cover
- Unit Improvements: Upgrades or renovations you’ve made.
- Personal Property: Your furniture, electronics, and other belongings.
Liability Protection: Legal expenses if someone is injured in your unit.
Our Condo/Townhouse Insurance Coverages
- Dwelling Coverage
- Protects interior structures like walls, floors, ceilings, and built-in appliances.
- Personal Property Coverage
- Covers your belongings against theft, fire, and other covered events.
- Loss Assessment Coverage
- Helps pay for your share of repairs to common areas or lawsuits against the




Why Choose Local Insurance Finders?
- Expert Policy Review
We review your association’s master policy to identify coverage gaps and ensure you’re fully protected. - Customized Solutions
Tailor your policy with optional coverages like:- Water Backup Coverage
- Identity Theft Protection
- Valuable Items Coverage
Competitive Pricing
Benefit from our partnerships with leading insurers to get the best rates.
Benefits of Our Service
- Dedicated Agents
Our team is knowledgeable about the specific needs of condo and townhouse owners. - Exceptional Customer Service
From policy selection to claims assistance, we’re here to support you.
Convenient Payment Options
Flexible payment plans to suit your financial situation.
Protect Your Investment
Your condo or townhouse is more than a home; it’s an investment. Ensure it’s adequately protected with insurance from Local Insurance Finders.